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Bread Financial U.S.

Bread Financial^® is a leading provider of simple, personalized payment, lending and saving solutions. We're looking for talented associates who share our values and are passionate about creating opportunities that empower our customers with financial flexibility.

Discover what makes Bread Financial a great place to work. Use the search bar to explore our open roles.

Why join us?

Learn what sets Bread Financial apart. This video shares how our culture, values, and people come together to support growth and meaningful work.

Benefits

We offer a competitive, personalized, and fulfilling experience designed to support your total well-being — physically, mentally, socially and financially.

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Health and well-being

Robust medical, pharmacy, dental and vision coverage options including virtual primary care, urgent care and mental health visits
Cancer and menopause, musculoskeletal, diabetes and hypertension support programs
Health Savings Account options with employer contribution, and flexible spending accounts
Fertility and family building benefits
Paid life insurance with additional coverage options
Spring Health, a free mental and physical health program (includes telemedicine and eight free therapy sessions, renewed annually)
Up to 10 weeks of paid leave for birthing and non-birthing parents
Access to voluntary benefits that help cover unexpected costs if you have an accident, need a hospital stay, or are dealing with certain critical illnesses
Financial assistance toward adoption and surrogacy
Health and well-being programs, plus a $400 annual wellness reimbursement

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Financial confidence

Competitive compensation
401(k) plan with no waiting period (including 3% free money deposited annually) plus a company match ($0.50 for every $1, up to 6% of your pay)
Discounted employee stock purchase plan
BrightPlan, a free financial wellness resource (includes unlimited access to certified financial planners and tools)
Candidly, a free financial resource to help families save for education expenses while growing their investment and unlocking tax advantages
Tuition reimbursement

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Work-life balance

Paid and unpaid time off programs to help associates balance work and life
Professional development through our associate learning and development platform
Back-up child/elder care and virtual tutoring for children
Pet care and insurance programs
Bereavement leave
Support programs for unexpected tragedy or temporary financial hardship
Work-from-home opportunities with a stipend for some roles
Volunteer opportunities and charitable gift matching to pay it forward

Develop and advance

At Bread Financial, we empower you to own your career journey. Through our culture of learning and mobility, we provide the tools, resources and flexibility you need to grow your skillset and advance your career in a way that is meaningful to you.

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Apprenticeship Program

Eligible Bread Financial associates can apply for a six-month opportunity to explore a new area of business. This program is designed to help associates broaden their experience and seamlessly transition into new roles within the organization.

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Stretch opportunities

Current Bread Financial associates who are eligible can apply to support a project or business need outside of their daily role. These assignments typically last three to six months and support associates in growing their skillsets, while driving business results.

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Flex Experiences

This initiative enables current Bread Financial associates who are eligible to contribute 10 hours per week to short-term projects outside their functional area for up to six months.

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Development Community

Associates have access to an internal platform to learn new skills, join discussions about growth and support each other’s development. Learning Champions, who are experts in key areas, lead and guide the community.

Early career programs

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Internship Program

Our 12-week U.S. Summer Internship program provides paid, hands-on experience in the financial services industry. Our interns are immersed in our business, working alongside industry experts on meaningful projects that drive our company forward, all in a collaborative environment.

Learn from Grace

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Pathways Program

A one-year rotation program for recent college graduates to explore different career paths and business areas. Participants gain hands-on experience across various teams and receive personalized support to help them transition into the workplace.

Learn from Parker

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My internship at Bread Financial was an incredibly valuable experience. The welcoming culture fostered a genuine learning environment where I felt supported and encouraged to grow.

Nyree Ruiz

Former Bread Financial intern

Being a Pathways associate at Bread Financial was a great way to start my career. I had the opportunity to work on a wide range of projects, which allowed me to discover what I genuinely enjoy doing.

Lauren Parker

Former Pathways associate

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Associate resource groups

Our Associate Resource Groups (ARGs) are open to all associates and provide personal and professional development to enhance traditional company offerings as part of our inclusion and belonging program. Our ARGs provide an additional forum for associates to share their experiences and expertise, collaborate, connect through mutual interests and get involved in the community.

Join an award-winning employer

Explore our recent awards and accolades to see why Bread Financial is a top choice for job seekers looking to join a successful and recognized company.

Great Place to Work Certified from May 2025-May 2026, USA locations

Most Trustworthy Companies in America by Newsweek Magazine, recognized as a multi-year winner since 2023, 2024, and 2025

Be the best you

From cultural celebrations and monthly wellness activities, to Associate Resource Groups and community impact initiatives, our workplace fosters a dynamic and inclusive culture that keeps associates connected, inspired and thriving.

Join our talent community

We'll notify you about relevant positions and keep you in mind whenever we have interesting opportunities.