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Bread Financial India

Bread Financial® is a leading provider of simple, personalized payment, lending and saving solutions in the U.S. We're growing our associate base in India and looking for talented associates who share our values and are passionate about creating opportunities that empower our U.S. customers with financial flexibility.

Discover what makes Bread Financial a great place to work. Use the search bar to explore our open roles!

Why join us?

Discover what it's like to build a career at Bread Financial. This video offers a look at our culture, the way we work, and what matters most to our associates.

Benefits

We offer a competitive, personalized and fulfilling experience designed to support your total well-being - physically, mentally and financially.

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Health and wellness

Medical coverage plans that extend to parents and dependents and include dental and vision with optional top-up plan for additional coverage.
Annual wellness reward for well-being expenses with reimbursement up to ₹20,000.
Paid parental leave, up to 26 weeks for maternity, three weeks for paternity.
One day of paid menstrual leave per month for female employees aged 18-52.
Spring Health, a confidential, personalized mental wellness resource that includes free therapy sessions, self-guided exercises and care navigation.
Fully paid personal accident and term life insurance.
BrightPlan, a no-cost financial wellness resource that includes unlimited access to certified financial planners and tools for financial confidence at every stage of life.
Outpatient wallet to set aside funds for multiple health care services, including preventive screenings, doctor visits, pharmacy needs, dental care and vision services, with the company contributing ₹7,500 annually.

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Other perks

Access to crèche facilities through KLAY Prep School day care for children aged six months to six years, with employer-supported childcare benefits in accordance with organisational policy.
Work-from-home stipend to manage working expenses for salaried associates.
Food card, available to receive a tax benefit of up to ₹100,800.
Voluntary National Pension System (NPS) benefit available to all Indian citizens; tax-exempt contributions to investments, independent of contribution to Employee Provident Fund (EPF) or Gratuity.
Up to ₹100,000 reimbursement per year via Learning Assistance Program to learn job-related skills and enhance potential for advancement.
Leave travel allowance, reimbursement of 25% of basic salary or ₹100,000 per trip, whichever is lower.
Associates are eligible for twelve national and festival holidays each calendar year (ten fixed holidays and two floater holidays).

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Workplace benefits

On-site associate parking and cab services are available free of charge.
Collaborative workstations, semi-private cubicles, soft seating, standing desks, private focus rooms and tech-enabled meeting room spaces.
Dining options include refrigerators and microwaves, snack and beverage machines and an on-site tuck shop; we also offer complimentary coffee, tea and biscuits.
Break spaces are available to decompress, take a screen break, play on the foosball table or even watch cricket.
Our open-air courtyard is the perfect place to take a walk, enjoy team celebrations or collaborate with a colleague.

Develop and advance

At Bread Financial, we empower you to own your career journey. Through our culture of learning and mobility, we provide the tools, resources, and flexibility you need to grow your skillset and advance your career in a way that is meaningful to you.

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Apprenticeship Program

Eligible Bread Financial associates can apply for a six-month opportunity to explore a new area of the business. This program is designed to help associates broaden their experience and seamlessly transition into new roles within the organization.

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Stretch opportunities

Current Bread Financial associates who are eligible can apply to support a project or business need outside of their daily role. These assignments typically lasts three to six months and support associates in growing their skillsets, while driving business results.

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Flex Experiences

This initiative enables current Bread Financial associates who are eligible to contribute 10 hours per week to short-term projects outside their functional area for up to six months.

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Development Community

Associates have access to an internal platform to learn new skills, join discussions about growth, and support each other’s development. Learning Champions, who are experts in key areas, lead and guide the community.

Early career programs

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Internship Program

Our six to twelve month paid Internship program in India is designed for undergraduate and graduate students with interests in business, engineering, IT, marketing and more. Interns are immersed in our business, working alongside industry experts on meaningful projects that drive our company forward, all in a collaborative environment.

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Pathways Program

A one-year rotation program for recent college graduates to explore different career paths. Participants gain hands-on experience across various teams and receive personalized support to help them transition into the workplace.

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Being an intern here has been incredibly rewarding. I've had the opportunity to work on meaningful projects, collaborate with talented teammates, and grow both professionally and personally in a supportive environment. The culture here truly encourages learning and curiosity, which has made my internship especially fulfilling.

Chinmayee Palaparthi

Former Bread Financial intern

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Associate resource groups and interest clubs

Our Associate Resource Groups (ARGs) provide personal, professional and emotional development to enhance traditional company offerings for our U.S. and India-based associates as part of our inclusion and belonging program.

In addition to our ARGs, our Interest Clubs are open to all India-based associates and offer a space for creativity and connection over shared passions, such as music (The Jam Room), books (Page Turners), and photography (Pixel and Lens).

Join an award-winning employer

Explore our recent awards and accolades to see why Bread Financial is a top choice for job seekers looking to join a successful and recognized company.

Best Workplaces in Finance Technology (FinTech) for 2025, recognized by Great Place to Work

Be the best you

From cultural celebrations and organized athletic events, to wellness activities, interest clubs and community impact initiatives, our office fosters a dynamic and inclusive culture that keeps associates connected, inspired and thriving.

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Several associates seated at a table in a meeting room, working on laptops and listening during a discussion. Water bottles, notebooks, and a light-colored wall are visible in the workspace.

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Join our talent community

We'll notify you about relevant positions and keep you in mind whenever we have interesting opportunities.